Registered in Estonia — No Real Regulation
Libernetix is registered at Sõle tn 61a-5, Tallinn, Estonia — a jurisdiction commonly used by offshore shell companies to avoid meaningful financial oversight and accountability.
Funds Withheld Without Explanation
After collecting processing fees and building a relationship, Libernetix withheld client funds without providing any contractual justification or reasonable explanation.
Goes Silent After Receiving Payment
Once money was transferred, communication from Libernetix slowed and eventually stopped entirely. Emails and calls went unanswered. The "dedicated team of professionals" became unreachable.
No Verifiable Regulatory License
Despite claiming to offer card acquiring and payment gateway services, Libernetix provides no verifiable EU payment institution license number on their website — a basic requirement for legitimate PSPs.
Vague "Boutique Solutions" Language
Their website is filled with marketing buzzwords — "crafting prosperity," "trailblazing solutions," "35 Spartans" — but provides no specifics on pricing, contracts, or regulated banking partners.
Company Founded Only in 2023
Libernetix was founded in 2023 by "Alex and Kostya" with no disclosed surnames, no regulatory track record, and no independent audit history. The company has no verifiable prior existence.
Registered Name
Libernetix OÜ (Estonia)
Registered Address
Harju maakond, Tallinn, Põhja-Tallinna linnaosa, Sõle tn 61a-5, 10313, Estonia
Website
Founded
2023
Claimed Services
Card Acquiring, Payment Gateway, Anti-Fraud System, Merchant Dashboard, Analytics & Reporting
Key People (Confirmed)
Alexander Savy — Co-Founder
Konstantin Margolis — Co-Founder
(Source: RateEx42 compliance listing)
Related Scheme
Banx21 — linked directly from their About Us page and identified by RateEx42 as a connected scheme. banx21.com
Social Media
RateEx42, an independent CyberFinance ratings platform, has independently flagged Libernetix as RED (non-compliant / high risk) in their compliance database. Their assessment found:
- No legal entity information provided
- Regulatory status: Unregulated
- No jurisdiction disclosed
- Listed under Red Compliance category
- Associated with related scheme: Banx21
Banx21 (banx21.com)
SELF-CONFESSION: BANX21 LISTS ORBIOS.MONEY AS THEIR OWN PROJECT
The Projects section of banx21.com explicitly lists orbios.money as one of the projects founded by Alexander Savy and Konstantin Margolis. This is not investigative inference — this is Savy and Margolis publicly claiming ownership of Orbios on their own website. Combined with their founding of Libernetix, this confirms that both fraudulent payment processors at the centre of this entire network were founded and are controlled by the same two individuals. The entire fraud — Libernetix, Orbios, and all connected storefronts — traces back to Alexander Savy and Konstantin Margolis personally. Screenshot this page immediately before it is removed.
FOUNDED BY THE SAME PEOPLE — CONFIRMED BY THEIR OWN STATEMENTS
Alexander Savy and Konstantin Margolis — the co-founders of Libernetix — have publicly confirmed they are also the founders of Banx21. The Libernetix About Us page links directly to banx21.com/manifesto, and RateEx42 independently lists Banx21 as a "Related Scheme" in Libernetix's compliance profile.
BRAND NAME
Banx21
WEBSITE
FOUNDERS (BY OWN ADMISSION)
Alexander Savy · Konstantin Margolis
PROJECTS CLAIMED (SELF-ADMISSION)
Libernetix · Orbios.money · Banx21
REGULATORY STATUS
Unregulated — no disclosed legal entity
Banx21 is the personal brand platform of Alexander Savy and Konstantin Margolis. Its Projects section lists orbios.money as one of their ventures — directly connecting the Banx21 founders to both fraudulent payment processors at the centre of this network. This is the most significant piece of evidence in the entire case: Savy and Margolis have publicly identified themselves as the founders of both Libernetix and Orbios on their own website. Every regulatory complaint, every criminal filing, and every civil claim in this case now has a confirmed beneficial owner chain leading directly to two named individuals. Screenshot the banx21.com Projects section immediately.
The following individuals are confirmed by name via independent ratings platform RateEx42 and are publicly associated with Libernetix on LinkedIn. If you have dealt with either of these people in connection with Libernetix, you may be a victim of fraud.
🚨 CRITICAL: Savy & Margolis have self-confessed as founders of BOTH Libernetix AND Orbios
The Projects section of banx21.com lists orbios.money as a project founded by Alexander Savy and Konstantin Margolis — the same individuals who founded Libernetix. This is a direct public admission that both fraudulent payment processors at the centre of this network are controlled by the same two people.
Full employee list: LinkedIn Libernetix employees →
These posts are taken directly from Libernetix's public Instagram account. They show the people and events connected to this company — so you can identify them if approached.
Source: @libernetix on Instagram
All posts above are from Libernetix's public Instagram account and are reproduced here for the purpose of identifying the individuals and company involved in this fraud. If posts fail to load, enable JavaScript or visit the links directly.
Libernetix did not operate alone. Through our investigation we have uncovered a network of connected companies used to process payments, miscode transactions, and obscure the true nature of their business from banks, card schemes, and victims. Every company below is linked to the same fraud operation.
Unicorn Group AG (ugpayments.ch)
LEGAL NAME
Unicorn Group SA
ADDRESS
Via Vegezzi 6 B, 6900, Lugano, Switzerland
STATUS
Visa & Mastercard Principal Member · PCI Level 1
CONTACT
Unicorn Group AG is the Swiss acquiring company used to process card payments on behalf of Libernetix. As a Visa and Mastercard principal member they are responsible for their sub-merchants under card scheme rules. They also explicitly list Money Transmission as a prohibited industry on their own website — yet Libernetix, which is precisely a money transmission business, was onboarded under their acquiring umbrella. Formal complaints have been filed with FINMA, Swiss MROS, and directly with Visa and Mastercard naming Unicorn Group AG.
If You Were Charged — These Are the Descriptors
Victims of this fraud may see any of the following descriptors on their bank or card statements. These descriptors are merchant account names used to disguise payments to Libernetix:
If any of these descriptors appear on your statement for a payment you believed was going to a different merchant, you have been a victim of transaction miscoding. Contact your bank immediately to request a chargeback.
SolarBee (solarbee.io)
"This looks like a dubious payment processor facilitating gambling transactions against all regulations. Money taken out of my account ended up in some dubious Comoros illegal online casino."
— Adrian Nicolaev, Austria · Jan 2026
"They have taken multiple transactions from my card on behalf of a known unlicensed illegal online casino. Their own website states United Kingdom as a prohibited country."
— Joe, United Kingdom · Nov 2025
"Multiple payments were initiated under the SolarBee name but later settled under BetterHash.io / HASH PAY sp. z o.o. — transactions connected to online gambling platforms that appear to operate without a valid license."
— D. Vázquez, Spain · Feb 2026
"Don't know how but I got money taken from my account connected to this website I've never seen or heard of."
— Marcus, Australia · Dec 2025
NEW: PAYMENTS ALSO SETTLING UNDER BetterHash.io / HASH PAY sp. z o.o.
A victim has reported that payments initiated under the SolarBee name later settled under BetterHash.io (HASH PAY sp. z o.o.), regulated by the Polish Ministry of Finance. This indicates SolarBee is routing transactions through at least one additional Polish entity. Both BetterHash.io and HASH PAY sp. z o.o. are now being reported to Polish KNF and GIIF as part of this investigation.
LEGAL NAME
SolarBee Sp. z o.o.
REGISTRATION
Reg. Nr. 1004929, Poland · VASP: RDWW-562
ADDRESS
North Gate, Bonifraterska 17, Warsaw, 00-203, Poland
CONTACT
CONNECTED STOREFRONT (CONFIRMED)
BetterHash.io — HASH PAY sp. z o.o.
KRS 0001142777 · ul. Grochowska 207, Warsaw · SolarBee shown at checkout → BetterHash on statement
VICTIM JURISDICTION (CONFIRMED)
Spain · UK · Austria · Germany · Australia · Italy
SolarBee presents itself as a Polish cryptocurrency exchange but its merchant account was used to process payments going to Libernetix and/or Orbios, with the UG*solarbee descriptor appearing on victim statements worldwide. SolarBee's own website lists the UK as a prohibited country — yet UK cardholders have been repeatedly charged through its infrastructure. Some payments have also been found settling under BetterHash.io / HASH PAY sp. z o.o., revealing a second layer of payment routing. Victims span at least six countries. SolarBee has not responded substantively to any fraud complaint.
BetterHash.io / HASH PAY sp. z o.o. (betterhash.io)
THREE-LAYER DESCRIPTOR OBFUSCATION — CONFIRMED BY VICTIM
At checkout: SolarBee shown as the payment gateway. On bank statement: BetterHash.io. Inside the card network: a third, different descriptor. This three-layer mismatch is deliberate — designed to prevent victims from identifying which entity to contact and to frustrate chargebacks.
"The charges did not appear under the name of the supposed casino, but instead under 'SolarBee sp. z o.o.' and 'BetterHash.io' — companies whose involvement was never transparently disclosed or authorised. My account was closed immediately upon requesting a withdrawal."
— Estefania, Spain · Feb 2026
"SolarBee was shown as the payment gateway at checkout. After payment, the bank statement showed BetterHash.io. The support team confirmed a full refund in writing on February 26 — but no refund has ever arrived. My bank confirmed there is no incoming refund and no ARN number. When I asked for the ARN, they told me to check with my bank again."
— D. Vázquez, Spain · Feb–Mar 2026
LEGAL NAME
HASH PAY sp. z o.o.
REGISTRATION
KRS 0001142777 · NIP 7252350476 · Poland (VASP, Polish MoF)
ADDRESS
ul. Grochowska 207, 04-077 Warszawa, Poland
DESCRIPTOR
BetterHash.io (statement) · different name inside card network
FALSE REFUND CONFIRMED
Confirmed refund in writing Feb 26 2026 — no ARN provided — no refund received. Victim escalated to bank and authorities.
TRUSTPILOT STATUS
Profile UNCLAIMED · 2 reviews · 100% 1-star
BetterHash.io (operated by HASH PAY sp. z o.o.) is the newest confirmed storefront in this network. SolarBee is displayed to the victim at checkout, but the charge settles under BetterHash.io on the bank statement — with yet a third identifier used internally in the card network. This three-layer descriptor chain is engineered to prevent victims from pursuing chargebacks. HASH PAY has confirmed fake refunds in writing without providing any ARN or traceable reference, constituting potential fraud on top of the original transaction laundering. Complaints filed with Polish KNF, Polish GIIF, Polish Police, Europol, and the card schemes.
Amesomic OÜ / Amesome Templates (amesome-templates.com)
Amesomic OÜ is registered at Sõle tn 61a-7, Tallinn — and Libernetix OÜ is registered at Sõle tn 61a-5, Tallinn. The same building. Adjacent apartment numbers. Both incorporated in 2023. This is the most direct physical link between any two entities in this fraud network.
"I have been charged €4,042.50 under AMESOMIC OÜ despite never purchasing any product or service from them. All transactions originated from online casino deposit interfaces. Amesomic's response redirected me to SolarBee — then deleted that response. Screenshots preserved."
— Emiliano, Spain · Mar 2026
"€4,042.50 charged under AMESOMIC OÜ. Full payment flow identified: SegoPay → Payredirect.io → Paytently.io → Dimoco Payments → Revolut. The involvement of multiple unrelated entities strongly indicates merchant misrepresentation and irregular payment processing."
— E. Martinez, Spain · Mar 2026
This complex multi-layer payment chain was identified by a victim who traced their casino deposit through the entire processing stack. All entities in this chain are now being reported to relevant financial regulators.
LEGAL NAME
Amesomic OÜ
REGISTRATION
Reg. Nr. 16788757, Estonia
ADDRESS — SAME BUILDING AS LIBERNETIX
Sõle tn 61a-7, 10313, Tallinn, Estonia
(Libernetix: Sõle tn 61a-5 — same building)
BENEFICIAL OWNERS — IDENTIFIED
Albert Talberg (sole shareholder & board member)
Ilya Kovalenko (original founder, still associated)
CONTACT
info@amesome-templates.com
ik@amesome-templates.com (Ilya Kovalenko)
+372 53160225
SELF-INCRIMINATION
Responded to victim by redirecting to SolarBee — then deleted the response. Screenshots preserved by victim.
Amesomic OÜ is the most comprehensively documented storefront in this network. Victims have traced €4,042.50 in casino charges routed through a multi-layer payment chain (SegoPay → Payredirect.io → Paytently.io → Dimoco Payments) ending at the Amesomic descriptor. The company responded to victim complaints by redirecting them to SolarBee — then deleted that response, preserving the connection between both entities. Beneficial owners Albert Talberg and Ilya Kovalenko have now been identified from public corporate records and will be named in all regulatory complaints.
SpaceEdge OÜ / Wordchiefs OÜ (spaceedge.io · wordchiefs.com)
WORDCHIEFS OÜ = SPACEEDGE OÜ — SAME LEGAL ENTITY, TWO BRANDS
Wordchiefs OÜ (operating wordchiefs.com as an AI content platform) and SpaceEdge OÜ (operating spaceedge.io as a crypto exchange) share identical registration number 16801083 and identical address Kari tn 6-12, 10313, Tallinn. They are the same company running two completely different cover businesses. The wrdchiefs bank statement descriptor is the Wordchiefs/SpaceEdge merchant account — the same entity already documented as a fraud storefront.
FOUR LEGAL ENTITIES, THREE COUNTRIES — MAXIMUM OBFUSCATION
SpaceEdge OÜ (Reg. 16801083, Estonia) — named on spaceedge.io Terms of Use
UAB Space Edge Digital (Reg. 306113029, Lithuania) — named on spaceedge.io Terms & Conditions
Wordchiefs OÜ (Reg. 16801083, Estonia) — same entity as SpaceEdge OÜ, operates wordchiefs.com
Wordchiefs LTD (Reg. 16185503, UK) — named in wordchiefs.com privacy policy, Spaces Oxford Street, London W1W 8HF (virtual office)
One fraud operation. Four company names. Three countries. This is the most complex multi-entity obfuscation in this entire network.
Trustpilot victims report unauthorised charges under the SpaceEdge descriptor linked to illegally operating UK casino sites. One victim explicitly states: "This is money laundering." Space Edge has not responded to any negative review. The Wordchiefs Trustpilot profile has 83+ overwhelmingly 5-star reviews — almost certainly manufactured to create legitimacy cover for the storefront operation.
LEGAL NAME — ESTONIA (SAME ENTITY)
SpaceEdge OÜ = Wordchiefs OÜ
Reg. Nr. 16801083
ADDRESS — SAME POSTCODE AS LIBERNETIX
Kari tn 6-12, 10313, Tallinn, Estonia
DESCRIPTORS
SpaceEdge · Spaceedgeio · Space Edge Vilnius · wrdchiefs
ALSO: UAB SPACE EDGE DIGITAL (LITHUANIA)
Reg. 306113029 · Naugarduko g. 68-3, LT-03203, Vilnius
ALSO: WORDCHIEFS LTD (UK)
Reg. 16185503 · Spaces Oxford Street, Mappin House, 4 Winsley Street, London W1W 8HF (virtual office)
This entity operates under at least four names across three countries. SpaceEdge OÜ and Wordchiefs OÜ are provably the same Estonian company (registration 16801083, Kari tn 6-12, 10313 Tallinn). SpaceEdge processes casino payments under the SpaceEdge descriptor; Wordchiefs processes them under the wrdchiefs descriptor. Both are miscoding storefronts for the same Libernetix/Orbios fraud network. A Lithuanian entity and a UK virtual office company add further obfuscation layers. All four entities and all three jurisdictions have been reported to authorities.
Money flowed from victim cards through legitimate-looking storefronts (SolarBee, Amesomic, SpaceEdge), processed by a Swiss acquirer, ultimately ending up with Libernetix and/or Orbios. The storefronts were used to disguise the true nature of the transactions from both cardholders and the card schemes.
Initial Contact & Promises
Libernetix approached us with polished marketing, professional-looking materials, and promises of seamless payment processing at competitive rates. Their website projected confidence and legitimacy.
Contract Signed & Fees Paid
We entered into an agreement and paid the required fees and setup costs. At this point, communication was responsive and the relationship appeared professional.
Service Delivered — Then Problems Began
After a short period, service issues began appearing. Transactions were delayed, reporting became unreliable, and our merchant account showed irregularities.
Funds Held — No Explanation
Libernetix held our funds without providing any contractual or legal justification. Requests for release were met with delays, excuses, and eventually silence.
Communication Stopped
All communication from Libernetix ceased. Emails were ignored. The company became unreachable. We were left with withheld funds and no legal recourse communicated to us.
We Are Now Warning Others
We created this website so that no other business falls into the same trap. If you have had a similar experience, please report it and reach out.
REPORT LIBERNETIX NOW
If you have been scammed by Libernetix or have information about their operations, please report them to the following authorities. The more reports filed, the more likely they are to be investigated.
Contact Other Victims →